A multi-member travel insurance policy is a wise investment for any family considering a trip because it offers comprehensive protection for all family members, including minor children.
Compared to travelling alone or with friends, travelling with your family can be an exciting and memorable experience, but it also comes with a lot more responsibility. This is especially true if you are travelling with children. It’s critical to take precautions against any unforeseen circumstances that might occur. You can never plan or be ready for everything that could go wrong while on vacation, from losing your luggage to having your flights cancelled to meeting with an unfortunate accident. Family travel insurance, or multi-member travel insurance, covers almost all members of the family when travelling domestically or abroad.
A multi-trip travel insurance policy is different from a multi-member travel plan. While the former offers coverage for multiple trips during a year, the latter is a way to get coverage for multiple members of the group on a single trip. Both these policy types can offer benefits like emergency medical evacuation, trip cancellation or interruption, baggage loss or theft coverage, medical coverage in the event of an illness or accident, and more. You might feel more at ease and be able to concentrate on enjoying your vacation if you can protect your family in these situations.*
Claims are subject to terms and conditions set forth under the travel insurance policy.
- Medical Emergencies
Pre-existing medical condition coverage is typically included in multi-member travel insurance policies. Groups travelling with members who may be at a risk of diseases or infections, should pay particular attention because they might need medical care while on vacation.*
Claims are subject to terms and conditions set forth under the travel insurance policy.
- Cost-Effective
It might be less expensive to purchase a multi-member travel insurance policy than individual policies for each family member. This can help you save money while still giving everyone adequate protection. ##
- Planned Trip Modifications
A family travel insurance policy will cover any costs incurred by unforeseen changes in your plans. Suppose the trip must be cancelled due to a passing away in the family or an unanticipated weather-related catastrophe in your destination. In that case, you need not be concerned about the reservations you have already made. If your stay is cut short, those expenses would be covered by your insurance, so you won’t have to worry about shelling out a lot of money for a return flight.*
- Theft Of Baggage
The majority of family travel insurance plans offer coverage for lost luggage. In case of lost luggage, the policy offers you a lump sum to cover expenses like buying new clothing or personal care items.*
Claims are subject to terms and conditions set forth under the travel insurance policy.
- Extra Advantages
Group members can receive additional travel insurance benefits from specific multi-member travel insurance policies. For instance, they might cover childcare costs if parents cannot care for their kids due to an illness or injury, or they might provide reimbursement for lost or stolen children’s items.*
A multi-member travel insurance policy has unrivalled advantages. With this kind of coverage, you can relax and enjoy your trip, knowing that you and your loved ones are secure from unforeseen events.*
* Standard T&C Apply
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply.
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
